Retirement Planning Insights

Support clients balancing care and finances with 8 smart strategies. Help them manage caregiving costs while supporting their long-term goals — and position your practice for growth.

Rising costs, like health care, can be some of the biggest unknowns facing retirees. Discover how fixed indexed annuities can help them manage retirement expenses.

Gen Xers and millennials can use financial professionals’ assistance as they plan for retirement and other long-term goals.

Find out how registered index-linked annuities and variable annuities compare and what’s required to sell them.

Are fixed indexed annuities the tax-advantaged vehicle you’re overlooking? As you consider ideas to help clients manage their taxes, our latest tax tables and reference guide can help you start.

Uncover why RILAs provide a timely and innovative solution to the evolving needs of today’s investor.

Explore Roth IRA conversions, including backdoor strategies, the pro-rata rule, and 5-year withdrawal rules to optimize tax planning and retirement savings

Roth IRA conversions can offer control, flexibility, and long-term tax benefits for the right clients, and can offer advantages other retirement vehicles cannot.

Historical numbers of Americans are retiring. Learn ways to help clients plan through market change and longer lifespans for more confidence in retirement.

Empower your clients to build their financial literacy to help boost retirement readiness and equip them with valuable financial skills to use for a lifetime.

Clients who feel confident in their plans may overlook important risks. Learn ways to help spot overconfidence and turn it into a strategic opportunity.

Discover how to show clients who live for today why saving now can pay off in their retirement years — plus solutions to help overcome other behavioral biases they may have.

It's fine for clients to hope for the best, but show them why they should also plan for the worst.

Here are four opportunities to talk to your clients about financial literacy and give them helpful tools for achieving their goals.

A rising number of people are finding themselves managing parents, children and themselves. Discover the impact this has on your sandwich generation clients, and how you can help serve and support the

Learn 4 strategies to use annuities for income. Support clients’ retirement planning with options for guaranteed income and greater peace of mind.

Find out why it’s important to know who Gen X is, what drives their retirement concerns and how It can help you serve your part of this underserved market segment.

RILAs are gaining traction among Gen Xers, providing a balance of risk management and growth potential to help them build a resilient retirement income plan.

Access tools to help your clients learn about fixed indexed annuities (FIAs) and ways they can help protect retirement savings.

Discover 6 strategic prompts to help clients age 40–59 understand how annuities can support their savings and income goals at every life stage.

Women in the Sandwich Generation face unique retirement planning challenges. Understand their silent struggle and explore 5 ways to help them achieve financial security in retirement.

For clients sandwiched between financially supporting adult children and relatives, your guidance can help them navigate this life stage more successfully.

When clients want more stability than what investing in the markets can provide, find out how a FIA could help set them up for a more financially secure retirement.

The Social Security Fairness Act makes retirement benefits available for more workers. Help your clients know the role Social Security can play in their retirement income plans.

Explore “Connecting with Gen X and millennial clients” for insights into their retirement views and tips to build lasting relationships that will help sustain your practice for years.

Financial professionals play a key role in helping Gen X and millennial generations navigate retirement. Take a proactive approach to helping guide clients toward the new retirement.

Explore the many factors that can impact a client’s estimated Social Security amount and ways to help guide them through important retirement decisions.

Strategies to help clients build budgets that align with their financial goals and drive growth for your business.

With so many registered index-linked annuity (RILA) products entering the marketplace, how do you choose? To help narrow the field, answer these 7 questions.

Learn about the challenges facing women when it comes to retirement planning and why they value working with a financial professional.

Try these marketing best practices to help connect with Gen X, build relationships and show them how you can help them retire with confidence.

As baby boomers enter retirement, financial professionals are experiencing changes in clients’ expectations. Financial professionals who can meet those expectations could benefit in the long run.

Learn how the rules governing inherited IRAs changed after the SECURE Act, how the 10-year rule works and potential impacts to some clients and their loved ones.

Discover 5 of the most common Social Security issues that could impact your female clients and how you can help them maximize their benefits.

Fixed indexed annuities can offer clients a flexible solution for their unique financial planning needs and can help bring more security to their retirement.

An overview of retirement planning strategies to help clients boost financial confidence and head off anxiety during an uncertain economic climate.

Managing market volatility, accounting for inflation and reviewing future income sources can help ease anxiety in retirement.

This podcast series explores ways you can help your “sandwiched” clients manage multi-generational responsibilities and improve their own retirement readiness.

Six life events that may change a client’s needs. Proactively addressing individual situations can help strengthen retirement strategies and client relationships.

By 2030, all baby boomers in the U.S. will be 65 or older. Some financial plans may need to be adjusted. Remember these 3 factors as you help clients fine-tune their retirement income strategies.

Fixed indexed annuities can help provide flexibility, minimize delays in receiving funds, reduce taxes and put spouses and heirs in a good financial position after losing a loved one.

People hold on to cash for many reasons but not always for the right ones. You can help.

Women face unique challenges preparing for retirement. These 10 ideas can help boost their financial confidence and help you become the trusted resource they rely on.

Tactics for attracting more ideal prospects who trust your guidance and can help grow your business.

Discover tips to help you build trust with clients and an annuity conversation guide for more meaningful discussions that can help build their retirement confidence.

From a financial standpoint, the cost of health care is one of retirement’s biggest unknowns. Planning with these factors in mind may keep a client’s nest egg from being depleted later in life.

Don’t miss out on the $72.6 trillion wealth transfer that’s under way. Here’s how to engage your client’s next generation.

These five topics can help your clients in their 20s and 30s boost their financial know-how.

Choosing an automated strategy within a fixed indexed annuity can give you more time to focus on creating holistic financial strategies and expanding your business in new directions.

By paying close attention to what your clients are saying, you may get clues on whether annuities may be a good fit for achieving their financial goals.

Adding a FIA to a retirement income strategy can help clients cover both planned and unexpected expenses.

Answering these 5 questions can help lead to more informed decision making about adding annuities to a retirement plan.

In the wake of historical workplace changes, discover strategies to help your clients and your business navigate new territory.

Even in an extreme down market, risk control custom indices can add stability to a fixed indexed annuity, helping boost growth potential compared with benchmark indices like the S&P 500®.

Strategies financial professionals can use to help clients get past decision paralysis and make smart financial decisions for their financial security in retirement.

A look at the primary factors driving workers to quit, including ways to provide guidance to clients and insight to help you accommodate the needs of your practice’s team members.

Some people make financial decisions that may not be in their best interest. Learn what 2 decision-making experts found and their solutions to help clients overcome 10 behavioral biases.

As a client gets closer to #Retirement, there’s less time to recoup lost ground from market swings. Find out how a RILA helps cushion the impact with growth opportunities and a level of protection.

Clients face uncertainty when planning for retirement. A registered index-linked annuity is an all-weather option to help manage risks like inflation, longevity and volatility.

Economic uncertainty is causing plenty of financial jitters among your clients, and understandably so. How you can help win trust by easing stress and boosting financial confidence.

Living longer, healthier lives comes with financial challenges. The silver lining is financial professionals can help their clients build a sound strategy for a more secure retirement.

Adding a custom index to your client’s fixed indexed annuity can help smooth returns and ease anxiety. It can also diversify interest crediting strategies, helping performance during downturns.

Understand what questions clients ask most often about Social Security – and how you can help answer them.

Discover three case studies that can help you jumpstart important conversations about Social Security claiming decisions.

As fewer retirees can rely solely on pensions and Social Security, clients may need new financial strategies. See how FIAs and RILAs can open the door to new retirement possibilities.

For divorced clients to qualify for ex-spouse Social Security benefits, they need to meet certain requirements. Learn more about their options and how to lead an informative discussion.

Help your married clients make the most of their Social Security payments by coordinating their benefits with their spouse. Here’s a closer look at spousal benefits and how they work.

Strategies to help client boost savings in their final years.

It's never too early to start a plan – even if that plan changes. Discover three common situations that can alter the course of retirement and help clients prepare for them.

How to explain to clients that annuities can help make their money last.

Knowing that clients are going to spend more on travel than they expect, you can help them have a more realistic idea of how much money they will need to make those bucket list trips a reality.

How to establish 5 key foundations for their financial lives.

Discover the potential impact of life expectancy trends on retirement and how fixed indexed annuities can help.

Help women build their financial confidence and literacy by understanding their unique challenges.

More Americans over the age of 50 are getting divorced — which will not only affect their personal lives but also likely disrupt their retirement goals.

Discussing these "happiness factors" can help clients get the big picture of retirement.

It is well known that men and women often take different paths to the same goal. Here are some tips to understand how women approach their retirement and finances differently than men.

How to help clients address the multiple risks they face in retirement.