Athene Driven to do more.

Our commitment to you and your clients

"Our goal is to help provide financial security to our customers, maintain financial stability and deliver high-quality customer service. We’re committed to the structured settlement market and the opportunity to create a positive impact on people’s lives."

Sean Brennan
Co-President of Athene USA and Chief Commercial Officer of Athene Holding

Discover Athene

Learn why Athene is a top choice for structured settlement carriers. Discover the benefits of choosing Athene and how we can help your clients achieve their financial goals.

Tools You Can Use

Take a closer look

Qualified structured settlement

Provides regular, tax-free payments after settling a personal injury lawsuit. Benefits include: 

  • Tax-free income 
  • Potential solution for achieving financial security 
  • Guaranteed payments 
  • Customizable payment streams

Nonqualified structured settlement 

Provides a tax-efficient way to manage settlements involving taxable damages or non-physical injuries. Benefits include:

  • Guaranteed payments
  • Tax Deferral
  • Potentially lower tax bracket through income spending
  • Possible protection

Strength you can rely on. Support when it matters most.

At Athene, we understand that a structured settlement isn’t just about money — it’s about your life, your goals and your peace of mind. That’s why we offer more than guaranteed income. We offer financial strength you can count on, service and support you can trust and long-term stability to help you move forward with confidence. With Athene, you’ve got a partner for the journey ahead.

Financial strength ratings1

We meet annually with independent rating agencies who evaluate our performance. Our ratings reflect our ability to meet ongoing obligations to our customers.

AM Best

as of 8/2025

A+, XV

Outlook: Stable

S&P

as of 8/2025

A+

Outlook: Stable

Fitch

as of 8/2025

A+

Outlook: Stable

Moody's

as of 7/2025

A1

Outlook: Stable

Financial highlights2

We generate strong returns for customers and stockholders through a variety of market environments driving profitable growth.

$429.9

billion in total GAAP assets

$396.9 

billion in total GAAP liabilities

$20.4

billion total GAAP AHL stockholders’ equity

Service commitment

Athene offers proven expertise in providing income solutions to customers served by multiple business lines, such as retirement services, pension group annuities, reinsurance and funding agreements. We’ve demonstrated our commitment to providing exceptional service through ongoing investments in state-of-the-art technology, training and processes.

Additional resources

Athene is a member of the National Structured Settlements Trade Association®. To learn more about structured settlements and access resources, visit NSSTA.

1 Financial strength ratings for Athene Annuity and Life Company, Athene Annuity & Life Assurance Company of New York and Athene Life Re Ltd. S&P, Fitch, AM Best and Moody’s credit ratings reflect their assessment of the relative ability of an insurer to meet its ongoing insurance policy and contract obligations. S&P rating as of August 2025 (A+, 5th highest of 21), Fitch rating as of August 2025 (A+, 5th highest of 19), AM Best rating as of August 2025 (A+, 2nd highest of 16) and Moody’s rating as of July 2025 (A1, 5th highest of 21). Athene Holding Ltd.’s credit rating is A-/A-/a- for S&P, Fitch and AM Best, respectively.

2 Athene Holding Ltd. GAAP total assets, AHL stockholders' equity and total liabilities as of September 30, 2025. Pledged assets and funds in trust (restricted assets) total $106.0 billion and net reserve liabilities of $266.5 billion as of September 30, 2025.

Athene Annuity and Life Company (AAIA), on a statutory basis, based on the financial statement as of September 30, 2025: Total Admitted Assets: $331.52 billion; Total Liabilities: $327.63 billion; Reserves Required: Direct - $223.63 billion; Assumed - $20.40 billion; Ceded - $70.79 billion; Net - $173.24 billion; Capital & Surplus: Common capital stock - $0.01 billion; Paid-in and contributed surplus - $5.75 billion; Unassigned surplus - $(1.87) billion; Total Capital & Surplus: $3.89 billion.

Athene Annuity & Life Assurance Company of New York (AANY), on a statutory basis, based on the financial statement as of September 30, 2025: Total Admitted Assets: $5.12 billion; Total Liabilities: $4.78 billion; Reserves Required: Direct - $3.18 billion; Ceded - $2.74 billion; Net - $444 million Total Capital & Surplus: $339 million; Securities Pledged as Collateral (Cash) $8.69 million.

The individual subsidiary insurance company is responsible for meeting its ongoing insurance policy and contract obligations. Athene Holding Ltd. is not responsible for meeting the ongoing insurance policy and contract obligations of its subsidiary insurance companies.

Athene Structured Settlement annuity SSA (07/25), ADCE (07/25), IRCE (07/25) or state variations issued by Athene Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability may vary by state.

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