Athene Driven to do more.

Take more control of your financial future

Opportunity to grow

Opportunity to grow your retirement savings through market-linked performance.

Protection you choose

Built-in buffers to help reduce losses.

Flexibility and control

Options to shape your strategy as your goals evolve.

The best of both worlds for today's investor

Amplify 3.0 is designed to help you find the balance between growth potential and a level of protection.

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Amplify 3.0
 

Marketing materials 

3 simple choices to add Amplify 3.0 to your financial plan

number one Pick your level of protection

With 1%, 10%, 20%, 30% or 100% buffer levels, consider how much risk you're comfortable with, how much time you have to invest and how the level of protection may affect growth potential.

How does a buffer impact my investment?

An Amplify 3.0 annuity can provide the best of both worlds — the opportunity to capture gains when markets are up plus a level of protection when they're down. The level of protection is known as a buffer.

 

Registered index-linked annuities can only be marketed and sold by securities licensed financial professionals. They are designed to be long-term investment products used to help provide income for retirement. They are not suitable as short-term investments. There is a risk of substantial loss of principal and related earnings depending on the Segment Options to which the Purchase Payment is allocated. In the event of negative index performance, Segment Credits may be negative after application of the Buffer Rate and the Contract Owner bears the portion of loss that exceeds that rate.

Under current tax law, the Internal Revenue Code already provides tax deferral to qualified money, so there is no additional tax benefit obtained by funding a qualified contract, such as an IRA, with an annuity; consider the other benefits provided by an annuity, such as lifetime income and a Death Benefit.

Number Two Choose your term period

Amplify 3.0 is a 6-year annuity that offers several term periods. Each term period comes with specific advantages you should carefully weigh as you decide.

  • 1-year term period
    Reset your protection level and realize earnings (if any) on an annual basis. 
  • 2-year term period
    Extend your term period to two-year intervals and gain greater growth potential.
  • 6-year term period
    Reap the reward of waiting with rates that may produce greater growth potential. 

line graph showing potential return growing based on a longer term period

While longer terms typically offer higher rates, shorter terms may help manage market fluctuations better.

Number Three Select an index option and crediting method

You can allocate your money to one or more available Index-Linked Segment Options to help you pursue maximum performance in today's ever-changing world.

You can seek greater growth potential through higher crediting rates for an optional 0.95% annual Segment Fee.

Equity Indices: Four of the top investment names

Athene partners with top names in investments to give you the ability to pursue growth opportunities in a variety of economic environments.

Report| Look back at historical index returns from these four powerful indices

Index Options

  • S&P 500® Index
  • Nasdaq-100® Index
  • Russell 2000® Index
  • MSCI EAFE Index

Crediting Methods: Five different ways Amplify 3.0 can get credited 

Amplify 3.0 offer a variety of crediting choices that let you choose how your money can grow—whether that’s capturing more upside, adding growth potential on the downside, or balancing both. Your strategy can match your comfort level with market ups and downs.

Crediting Methods

  • Point-to-Point
  • Performance Blend
  • Dual Direction
  • Dual Trigger
  • Trigger

Performance Blend: Take the guesswork out of retirement saving

Performance Blend is an "all-in-one" option that leverages the power of diversification and takes the guesswork out, since your exposure to three well-known indices is determined at the end of the term instead of the beginning.
 

Performance Lock: Choose the level of control that fits you

Performance Lock lets you take a more active role in managing risk during a term. Once per term, you can “lock in” — protecting your money from potential market declines. 

After locking, you can: 

  • Reallocate immediately to continue seeking growth and reset the buffer protection.
  • Earn a declared interest rate until your Segment Anniversary, then automatically return to seeking growth. 
     

Explore Athene Amplify 3.0

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Calculators:

Find out if Amplify 3.0 may be right for you

Talk with your financial professional to learn more about how Amplify 3.0 can help you reduce market uncertainty, increase growth potential and give you the opportunity to retire on your terms.

This product and the components and features contained within are not available in all states or firms. Please reach out to your financial professional for more details on state approvals and firm guidelines.

Product not available for sale in CA, OR, or NY. Check out Amplify 2.0 for product offerings in CA and NY.

Segment Options: Segment Options include Index-Linked Segment Options and a Fixed Segment Option, each with a Segment Term Period. Each Index-Linked Segment Option will also have an Index or Indices, a Buffer Rate, a Cap Rate and a Participation Rate, or a Trigger Rate and may be subject to a Segment Fee.

Participation Rate: A percentage that is multiplied by a positive index change, after the application of the Cap Rate, to calculate the Segment Credit. For Dual Direction Segment Options, the Downside Participation Rate applies to the absolute value of a negative index change that is fully offset by the Buffer Rate. The Downside Participation Rate is equal to the Participation Rate that applies to a positive index change.

Cap Rate: The maximum positive index change that will be used in the calculation of Segment Credits that may be applied to a Segment Option.

Trigger Rate: A rate used in the calculation of Trigger and Dual Trigger Segment Options to determine Segment Credits when index change is greater than or equal to a threshold specified by the strategy.

Buffer Rate: A level of protection from potential market loss up to a Buffer Rate. Losses in excess of the Buffer Rate will reduce your Base Segment Value.

Annual Segment Fee: A 0.95% annual Segment Fee is deducted daily from each applicable Index-Linked Segment Option. The Segment Fee is set at issue and guaranteed not to change for the life of the Contract.

The Withdrawal Charge, Equity Adjustment, and Interest Adjustment will all impact the Cash Surrender Value in accordance with the terms of the Contract. For all Segment Options, the Withdrawal Charge will reduce the Cash Surrender Value. For Index-Linked Segment Options, the Equity Adjustment and Interest Adjustment may increase or decrease the Cash Surrender Value. For the Fixed Segment Option, the Interest Adjustment may increase or decrease the Cash Surrender Value.

Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets.

S&P 500 Index • The S&P 500® Index (the “Index”) is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Athene Annuity and Life Company and Athene Annuity & Life Assurance Company of New York (collectively, “Athene”). S&P®, S&P 500®, SPX®, US 500, The 500, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). Athene’s products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, or their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the Index.

MSCI EAFE Index • The products referred to herein are not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such products or securities or any index on which such products are based. The prospectus/contract contains a more detailed description of the limited relationship MSCI has with Athene Annuity and Life Company and Athene Annuity & Life Assurance Company of New York and any related products.

Russell 2000® Index • Athene annuity products (the “Products”) have been developed solely by Athene Annuity and Life Company and Athene Annuity & Life Assurance Company of New York. The Products are not in any way connected to or sponsored, endorsed, sold or promoted by the London Stock Exchange Group plc and its group undertakings (collectively, the “LSE Group”). FTSE Russell is a trading name of certain of the LSE Group companies.

All rights in the Russell 2000 Index (the “Index”) vest in the relevant LSE Group company which owns the Index. “Russell®” and “Russell 2000®” are trademarks of the relevant LSE Group company and are used by any other LSE Group company under license.

The Index is calculated by or on behalf of FTSE International Limited or its affiliate, agent or partner. The LSE Group does not accept any liability whatsoever to any person arising out of (a) the use of, reliance on or any error in the Index or (b) investment in or operation of the Products. The LSE Group makes no claim, prediction, warranty or representation either as to the results to be obtained from the Products or the suitability of the Index for the purpose to which it is being put by Athene Annuity and Life Company and Athene Annuity & Life Assurance Company of New York.

Nasdaq-100® Index • Nasdaq®, Nasdaq-100®, and Nasdaq-100 Index®, are trademarks of Nasdaq, Inc. (which with its affiliates is referred to as the "Corporations") and are licensed for use by Athene Annuity and Life Company and Athene Annuity & Life Assurance Company of New York. The Product(s) have not been passed on by the Corporations as to their legality or suitability. The Product(s) are not issued, endorsed, sold, or promoted by the Corporations. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO THE PRODUCT(S).

Athene Amplify 3.0 ICC25 RIA III (05/26)/RIA III (05/26), ICC25 CS III (05/26)/ CS III (05/26), ICC25 CW III (05/26)/CW III (05/26), ICC25 TIW III (05/26)/TIW III (05/26), ICC25 SCS III (05/26)/SCS III (05/26), ICC25 Fixed III (05/26)/Fixed III (05/26), ICC25 Buffer PTP III (05/26)/Buffer PTP III (05/26), ICC25 Performance Blend III (05/26)/Performance Blend III (05/26), ICC25 Dual Direction III (05/26)/Dual Direction III (05/26), ICC25 Trigger III (05/26)/Trigger III (05/26), ICC25 Dual Trigger III (05/26)/Dual Trigger III (05/26), ICC25 GMDB III (05/26)/GMDB III (05/26), ICC25 Performance Lock III (05/26)/Performance Lock III (05/26) or state variations issued by Athene Annuity and Life Company, West Des Moines, IA, and distributed by its affiliate Athene Securities, LLC, West Des Moines, IA, member FINRA/SIPC, a registered broker-dealer. Product features, limitations and availability vary; see the prospectus for details. Product not available in all states.

The purpose of this material is solicitation of insurance. Any sale of an annuity will require contact with a financial professional.

Please reach out to your financial professional if you have any questions about Athene products or their features. The term “financial professional” is not intended to imply engagement in an advisory business with compensation unrelated to sales. Financial professionals will be paid a commission on the sale of an Athene annuity.

Registered index-linked annuities can only be marketed and sold by securities licensed financial professionals. This website contains highlights only. Any discussion of this product must be preceded or accompanied by the product brochure and a Prospectus which provides more detailed product information, including all charges or limitations as well as definitions of capitalized terms.

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