What can a FIA do for you?
Protection from loss due to market downturns
Lifetime income option
Tax deferral on growth
How do FIAs work?
FIAs are powered by the crediting strategy you choose. For most FIAs, a crediting strategy is made up of three parts.
How long do you want the strategy to last? Every FIA is different, but you’ll generally choose a term from one to 7 years.
This refers to how your interest credits are calculated and is generally either a fixed rate or a point-to-point method.
This is the market index your growth is based on. While your money is not invested directly in the index, you do receive index credits based partly on how the index performs.
Is a FIA right for you?
- You want access to at least a portion of your money, without incurring a Withdrawal Charge, if you need it.
- You want to leave a legacy for your loved ones.
- You want the opportunity for growth potential, tax-deferred growth and protection from loss during volatile markets.
Athene FIAs offer optional riders that provide benefits like lifetime income, increased liquidity or an enhanced death benefit option. Riders vary by product and are often at an additional charge. Learn more about Athene FIAs.
Retire with confidence
AccuMax can help you protect what you have, increase growth potential and ensure it will last.
Save more with great rates and lower potential risk
Help reach retirement savings goals with growth potential, tax deferral and guaranteed returns.
Flexibility and security to reach for your retirement dream
An annuity that adapts for changing retirement needs whether for growth, income or help with the unexpected.
Income that lasts
Built with the potential to grow savings and create a guaranteed income stream to last a lifetime.
Make your money work for the long term
Built for accumulation with highly competitive rates.
Peace of mind for the journey ahead
Built for accumulation with a Return of Premium guarantee.
Understanding common misconceptions can help you determine if a fixed indexed annuity is right for you.
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