Your retirement savings goals are within reach
You don’t pay taxes on any growth until you make a withdrawal.
Earn additional growth with Interest Credits based in part on the performance of an external market index.
Receive a guaranteed Accumulated Value at the end of your Withdrawal Charge period with our Minimum Interest Credit feature.
How is Accumulator different?
With Athene Accumulator, you can allocate your money among the interest crediting strategies in your contract.
These give you the potential to earn interest based in part on the upward movement of a stock market index. The interest you earn in a particular strategy is credited at the end of the strategy’s Index Term Period. You’re guaranteed to never earn less than 0% interest.
The fixed strategy provides a guaranteed rate of interest that is credited to your annuity daily. Athene declares the guaranteed rate for this strategy each contract year.
Additional features for added peace of mind
Bailout Feature – You have full access to your annuity’s Accumulated Value for up to 30 days after the Contract Anniversary if the declared 1-Year Point-to-Point Index Strategy Annual Cap Rate falls below the Bailout Cap Rate.
Optional Legacy Rider – This optional rider (available for a charge) can help grow your legacy for those you care about with:
- Guaranteed growth from simple interest
- Two Payout Options for your beneficiary to choose from
- Dollar-for-Dollar Withdrawals up to the greater of 5% annually or the Required Minimum Distribution
Find out if Accumulator may be right for you
Talk with your financial professional to learn more about Accumulator can help you reach retirement savings goals with guarantees, growth potential, tax deferral and special features not found with other fixed indexed annuities.
This product and the components and features contained within are not available in all states or firms. Please reach out to your financial professional for more details on state approvals and firm guidelines.