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Social Security Calculator

There's more to claiming Social Security benefits than simply filing a claim. Benefits may change based on claiming age, income and marital status. Use the calculator below to see how various assumptions could affect different situations.   

Estimates are based on formulas from the Social Security Administration and can be helpful for starting a conversation about Social Security or other general use. Before making any decision, individuals need to consult specific information available at My Social Security Account at ssa.gov/myaccount.

Take the next step

Access our Social Security resources to learn more and help guide the conversation with your client.

Visit the Social Security toolkit

Access our Social Security resources to learn more and help guide the conversation with your clients. 

Not affiliated with or endorsed by the Social Security Administration or any governmental agency.

This illustration shows a rough estimate of what someone might be eligible to receive. Your results will vary due to the future national average wage growth, inflation, your specific situation, or your earnings history, if different from our assumptions. Athene estimates benefits based on Social Security program rules and published data as of February, 2021. This tool assumes that the individual(s) meet the eligibility criteria for receiving Social Security benefits, are not working while receiving Social Security benefits, have sufficient cash flow from personal savings, and do not have another benefit dependent on Social Security, such as a pension plan offset. Any of these factors could impact the decision on when to claim Social Security and should be carefully considered. Visit www.ssa.gov for additional information on Social Security benefits eligibility and rules. Social Security rules are subject to change and are directed by the federal government. Athene cannot guarantee any results shown above.

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