RILAs: an all-weather asset class for a resilient retirement

Navigating market terrain can be tricky, especially when swings take a toll on your clients’ long-term savings. Discover how adding a RILA to their financial portfolio may help your clients manage three key retirement risks — before and after they retire. Find out how in this exclusive report with insights from Wade D. Pfau, Ph.D., economist and renowned retirement planning expert.

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The best of both worlds for today’s investor

This 6-year registered index-linked annuity provides the opportunity to capture gains when markets are up while enjoying a level of protection when they’re down.

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Product Resources & Rates

Amplify 2.0 

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Product Resources & Rates

Amplify 2.0 NF

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Discover everything you need to know about the indices that power Athene annuities. Index Resource Center 

Discover Amplify 2.0

Find out more about this dynamic annuity solution that brings your clients’ boldest visions into focus.

  • Powerful growth potential with uncapped participation rate strategies
  • Exclusive crediting methods including an automatic lock feature
  • Flexibility to customize solutions based on client needs

Is Amplify 2.0 right for your clients? 

Consider Amplify 2.0 for clients who want to reduce market uncertainty, increase potential and explore an opportunity to retire on their own terms.

Performance Lock Resource Center

Performance Lock allows clients to protect against potential market declines and lock in performance for any Index-Linked Segment Option during the term. Used in combination with a buffer, it gives an added level of control in volatile markets — providing greater peace of mind and helping mitigate future risk.

This graph depicts how Performance Lock works. There are 3 images that are side by side and labeled one, two and three. The image on the left is labeled with number 1 and shows a line with many small ups and downs, but moving up as it moves from left to right. This represents rising growth in a market-based index. The center image is labeled with number 2 and shows the symbol of a lock followed by a steady line that rises slightly from left to right. This represents that gains have been locked in and that funds have moved to the current 1-year Fixed Segment Option. Funds would then earn interest at the existing declared Annual Interest Rate for the remainder of the one-year term. The right image is labeled with number 3 and shows a line with many small ups and downs, but moving up as it moves from left to right. This represents a new term and a choice to reallocate back to an option with growth based on a market-based index.

Milestone Lock Resource Center

Milestone Lock is a “set it and forget it” option that can help clients optimize performance by allowing them keep more of what they’ve earned when the index reaches certain milestones. Milestone Lock also helps manage risk by providing an extra level of protection because the buffer resets as milestones are reached.

 

Performance Blend Resource Center

Performance Blend is an “all-in-one” option that leverages the power of diversification with the benefit of hindsight. It is the only strategy that allocates to three well-known indexes based on their actual performance at the end of a 6-year term.

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A suite of complementary indices

Athene partners with top names in banking and investments to provide a variety of index options offering among the highest rates in the industry to help maximize growth potential and diversify across multiple asset classes.

  • S&P 500® Index (SPX): Widely regarded as the best single gauge of large–cap U.S. equities, the S&P 500® Index captures approximately 80% of available market capitalization.
  • MSCI EAFE Index (MXEA): An equity index that captures large– and mid–cap representation across 21 countries around the world with developed markets, excluding the U.S. and Canada.
  • Russell 2000® Index (RTY): An equity index that provides a comprehensive and unbiased small–cap barometer by following approximately 2,000 of the smaller U.S. public companies within the Russell 3000® index.
  • Nasdaq-100® Index (NDX): Includes 100 of the largest domestic and international non–financial companies, reflecting companies across major industry groups including computer hardware and software, telecommunications, retail/wholesale trade and biotechnology.
  • Shiller Barclays CAPE® US Mid-Month Sector TR Net Index (BXIIMSTN): Based on the principles of long–term investing distilled by Professor Robert Shiller and Barclays, this index aims to provide exposure to a dynamic portfolio of U.S. equities by identifying unvalued sectors according to their CAPE® ratio.

2 exclusive crediting options

  • Milestone Lock allows clients to capture growth opportunities in the S&P 500® Index when the market’s up and limit any future losses with stepped up protection. 
  • Performance Blend allows clients to diversify among three popular indices with the benefit of hindsight.

2 buffer options

Buffer options of 10% and 20% are available.

3 term periods

1-, 2- and 6-year term periods are available.

Features for added peace of mind

Up to 10% annual Free Withdrawals1, plus Terminal Illness and Confinement Waivers.2

1 Withdrawals of taxable amounts are subject to ordinary income tax, and if made before age 59½, may be subject to a 10% federal income tax penalty. If the surrender or withdrawal exceeds the Free Withdrawal amount during the 6-year Withdrawal Charge Period, a Withdrawal Charge and an Interest Adjustment will apply. All Withdrawals are subject to an Equity Adjustment. Interim Value Adjustments and Withdrawal Charges may result in the loss of principal.

2 Waivers may not be available in all states. Additional limitations, variations and exclusions may apply. Please see the Prospectus for more information. This benefit is NOT long-term care insurance nor is it a substitute for such coverage.

Athene Amplify 2.0 is designed to be a long-term investment product used to help provide income for retirement. It is not suitable as a short-term investment. There is a risk of substantial loss of principal and related earnings depending on the Segment Option(s) to which your client allocates their Purchase Payment.

Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Market indices may not include dividends paid on the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets.

S&P 500® Index • The S&P 500® Index (the “Index”) is a product of S&P Dow Jones Indices LLC or its affiliates (“S&P DJI”) and has been licensed for use by Athene Annuity and Life Company (“Athene”). S&P®, S&P 500®, US 500, The 500, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). Athene’s products are not sponsored, endorsed, sold or promoted by S&P DJI, Dow Jones, S&P, or their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the Index.

MSCI EAFE Index • The products referred to herein are not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such products or securities or any index on which such products are based. The prospectus/contract contains a more detailed description of the limited relationship MSCI has with Athene Annuity and Life Company and any related products.

Russell 2000® Index • Athene annuity products (the “Products”) have been developed solely by Athene Annuity and Life Company. The Products are not in any way connected to or sponsored, endorsed, sold or promoted by the London Stock Exchange Group plc and its group undertakings (collectively, the “LSE Group”). FTSE Russell is a trading name of certain of the LSE Group companies.

All rights in the Russell 2000 Index (the “Index”) vest in the relevant LSE Group company which owns the Index. “Russell®” and “Russell 2000®” are trademarks of the relevant LSE Group company and are used by any other LSE Group company under license.

The Index is calculated by or on behalf of FTSE International Limited, or its affiliate, agent or partner. The LSE Group does not accept any liability whatsoever to any person arising out of (a) the use of, reliance on or any error in the Index or (b) investment in or operation of the Products. The LSE Group makes no claim, prediction, warranty or representation either as to the results to be obtained from the Products or the suitability of the Index for the purpose to which it is being put by Athene Annuity and Life Company.

Nasdaq-100® Index • Nasdaq®, Nasdaq-100®, and Nasdaq-100 Index®, are trademarks of Nasdaq, Inc. (which with its affiliates is referred to as the "Corporations") and are licensed for use by Athene Annuity and Life Company. The Product(s) have not been passed on by the Corporations as to their legality or suitability. The Product(s) are not issued, endorsed, sold, or promoted by the Corporations. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO THE PRODUCT(S).

Shiller Barclays CAPE® US Mid-Month Sector TR Net Index • The Shiller Barclays CAPE® US Mid-Month Sector TR Net Index (the “Index”) has been developed in part by RSBB-I, LLC, the research principal of which is Robert J. Shiller. RSBB-I, LLC is not an investment advisor, and does not guarantee the accuracy or completeness of the Index, or any data or methodology either included therein or upon which it is based. Neither RSBB-I, LLC nor Robert J. Shiller or any of their respective partners, employees, subcontractors, agents, suppliers and vendors (collectively, the “Protected Parties”) shall have any liability, whether caused by the negligence of a Protected Party or otherwise, for any errors, omissions, or interruptions therein, and make no warranties, express or implied, as to performance or results experienced by any party from the use of any information included therein or upon which it is based, and expressly disclaim all warranties of merchantability or fitness for a particular purpose with respect thereto, and shall not be liable for any claims or losses of any nature in connection with the use of such information, including but not limited to, lost profits or punitive or consequential damages, even if RSBB-I, LLC, Robert J. Shiller or any Protected Party is advised of the possibility of same.

Neither Barclays Bank PLC (“BB PLC'') nor any of its affiliates (collectively "Barclays”) is the issuer or producer of Athene Annuity and Life Company’s (“Athene”) annuity products (the “Products”) and Barclays has no responsibilities, obligations or duties to purchasers of the Products. The Index, together with any Barclays indices that are components of the Index, is a trademark owned by Barclays and, together with any component indices and index data, is licensed for use by Athene as the issuer or producer of the Products (the “Issuer”).

Barclays’ only relationship with the Issuer in respect of the Index is the licensing of the Index, which is administered, compiled and published by BB PLC in its role as the index sponsor (the “Index Sponsor”) without regard to the Issuer or the Products or purchasers of the Products. Additionally, Athene as issuer or producer of the Products may for itself execute transaction(s) with Barclays in or relating to the Index in connection with the Products. Consumers acquire the Products from Athene and neither acquire any interest in the Index nor enter into any relationship of any kind whatsoever with Barclays upon purchasing the Products. The Products are not sponsored, endorsed, sold or promoted by Barclays and Barclays makes no representation regarding the advisability of the Products or use of the Index or any data included therein. Barclays shall not be liable in any way to the Issuer, purchasers of the Products or to other third parties in respect of the use or accuracy of the Index or any data included therein.

Athene Amplify 2.0 RIA II (01/22) or state variation is issued by Athene Annuity and Life Company, West Des Moines, IA, and distributed by its affiliate Athene Securities, LLC, West Des Moines, IA, member FINRA/SIPC, a registered broker-dealer. Product features, limitations and availability vary; see the Prospectus for details. Product not available in all states.

Registered index-linked annuities can only be marketed and sold by securities licensed financial professionals. Any discussion of this product must be preceded or accompanied by a Prospectus.