A fixed indexed annuity that's focused on income.

Athene Ascent Pro Bonus fixed indexed annuity turns the income rider into income opportunity. How? By maximizing your clients' income potential with 2 growth options plus three income payment options.1

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Product Resources & Rates

Product Training

Training is required prior to selling any Athene annuity. To complete your product training, visit the RegEd site 

Course Name RegEd Code
Athene Ascent Pro Bonus PROBO_2017

Discover everything you need to know about the indices that power Athene annuities. Index Resource Center 

For product support or to run an illustration, contact the best Sales Desk in the business at 888-ANNUITY 

The Ascent Income Rider is built-in to Ascent Pro contracts and offers two ways to grow the Income Base

  • Option 1 — Guaranteed Growth 
    Predictable growth with a strong Guaranteed Simple Interest Rate. 

  • Option 2 — Guaranteed Growth plus Interest Credits 
    Combines a lower Guaranteed Simple Interest Rate with the potential for Interest Credits. The Income Base will also increase by 200% of any Interest Credits that are added to the annuity’s Accumulated Value.2 

Plus three options when electing income

Choose from Level, Inflation-Adjusted or Earnings-Indexed Income. The Earnings-Indexed Income option provides clients with the potential to grow their lifetime income stream based on a percentage of the Interest Credits, if any, that are applied each year to the annuity's Accumulated Value. 

Premium Bonus

Provides an immediate increase to the annuity's Accumulated Value.3

Free Withdrawals 

Beginning in the first Contract Year, you can withdraw up to 10% of your annuity’s Accumulated Value each Contract Year without a Withdrawal Charge or Market Value Adjustment (MVA).3

Minimum Interest Credit 

Provides the opportunity for a one-time automatic interest credit. If at the end of the withdrawal charge period, the total interest credited to the Accumulated Value is less than the Minimum Interest Credit, the client automatically receives a one-time interest credit equal to the difference.4

Bailout Feature

If Athene lowers the declared 1-Year Point-to-Point Index Strategy Annual Cap Rate below the Bailout Cap Rate, this feature gives full access to the Accumulated Value for up to 30 days after the Contract Anniversary in which the Bailout Cap Rate was pierced - free of any charges - so clients can feel confident about their money. 

Additional features for added peace of mind

Terminal Illness and Confinement Waivers.4

1 An annual charge is deducted for the rider. 

2 During Accumulation, any Interest Credits applied to the Accumulated Value are applied to the Income Base at a Participation Rate of 200%. Accumulation may not exceed 20 Contract Years. The Income Base is not available in a lump sum. Please see Certificate of Disclosure and other documents for additional detail on this provision. 

3 The bonus and any earnings on the bonus are subject to a Premium Bonus Vesting Adjustment. Premium Bonus annuities include a Premium Bonus Vesting Schedule and may include a lower Cap Rate, lower Participation Rate, higher Annual Spread, or other limitations not included in similar annuities that don’t offer a Premium Bonus feature. Please see Product Details Insert for more information. 

4 Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59½. Withdrawals are not credited with index interest in the year they are taken. Withdrawals in excess of the free amount are subject to a Withdrawal Charge, MVA and any Premium Bonus Vesting Adjustment which may result in the loss of principal. 

5 Not available in all states. Additional limitations, variations, and exclusions may apply. Please see Certificate of Disclosure for more information on these features. 

Athene Ascent Pro GEN (09/15) NB, GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Products not available in all states.

Athene Ascent Pro 10 Bonus GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Products not available in all states.