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RILA Rate Comparison Tool

See how buffered annuity rates compare across S&P 500® strategies from many of the top insurance carriers.

Rates current as of 8/10/2026.

6-Year S&P 500® 10% Buffer

6-Year Buffer Cap Rate Participation Rate Fee Rate
Jackson Market Link Pro 4 122.00% 1.25%
Principal Strategic Outcomes Enhanced 122.00% 0.95%
Brighthouse Shield Level Select II 6 121.00% 1.25%
Athene® Amplify 2.0 120.00% 0.95%
Equitable SCS Premier 117.00% 1.25%
Allianz Index Advantage + 115.00% 1.25%
Securian AccumuLink Advance 111.00%
Aspida DreamPath 110.00%
Symetra Trek Plus 110.00% 1.00%
Midland (Sammons) LiveWell Dynamic Annuity 105.00%
Athene® Amplify 2.0 NF 102.00%
Jackson Market Link Pro 4 102.00%
TruStage ZoneChoice Advantage 102.00%
F&G Confidence Builder 100.00%
Nationwide Defender 100.00%
Lincoln Level Advantage 2 B-Share (AV DB) 100.00%
Corebridge MarketLock 100.00%
Brighthouse Shield Level Select II 6 100.00%
Principal Strategic Outcomes 100.00%
Symetra Trek Plus 100.00%
Global Atlantic ForeStructured Growth II 90.00%
Aspida DreamPath 500.00%
Allianz Index Advantage + NF 400.00%
Equitable SCS Plus 21 300.00%
Transamerica Structured Index Advantage 200.00%
MassMutual Ascend Index Summit 6 100.00%
MassMutual Ascend Index Summit 6 Pro 100.00% 125.00% 0.95%
Corebridge MarketLock 80.00% 115.00%
Equitable SCS Plus 21 80.00% 110.00%
Prudential FlexGuard 2.0 70.00% 125.00%
Equitable SCS Plus 21 65.00% 125.00%

^Extra fees apply for ROP DB and lock-in election

 

 

6-Year S&P 500® 20% Buffer

Product Cap Rate Participation Rate Fee Rate
Athene® Amplify 2.0 115.00% 0.95%
Allianz Index Advantage + 110.00% 1.25%
Jackson Market Link Pro 4 110.00% 1.25%
Principal Strategic Outcomes Enhanced 110.00% 0.95%
Symetra Trek Plus 105.00% 1.00%
Securian AccumuLink Advance 100.00%
Aspida DreamPath 100.00%
MassMutual Ascend Index Summit 6 Pro 100.00% 0.95%
Global Atlantic ForeStructured Growth II 92.00%
Principal Strategic Outcomes 87.00%
F&G Confidence Builder 500.00%
Aspida DreamPath 300.00%
TruStage ZoneChoice Advantage 200.00%
Corebridge MarketLock 150.00%
Equitable SCS Premier 150.00% 110.00% 1.25%
Global Atlantic ForeStructured Growth II 120.00%
Athene® Amplify 2.0 NF 105.00%
Nationwide Defender 100.00%
Pacific Protective Growth 100.00%
Allianz Index Advantage + NF 90.00%
Midland (Sammons) LiveWell Dynamic Annuity 90.00%
Equitable SCS Plus 21 85.00%
Symetra Trek Plus 85.00%
Prudential FlexGuard 2.0 80.00%
MassMutual Ascend Index Summit 6 80.00%
Jackson Market Link Pro 4 80.00%
Transamerica Structured Index Advantage 80.00%
Lincoln Level Advantage 2 B-Share (AV DB) 70.00%
Prudential FlexGuard 2.0 65.00% 110.00%
Corebridge MarketLock 65.00% 115.00%

^Extra fees apply for ROP DB and lock-in election

 

 

1-Year S&P 500® 10% Buffer

Product Cap Rate Participation Rate Fee Rate
Securian AccumuLink Advance 80.00%
Global Atlantic ForeStructured Growth II 80.00%
Athene® Amplify 2.0 25.50% 0.95%
Jackson Market Link Pro 4 24.50% 1.25%
MassMutual Ascend Index Summit 6 Pro 23.25% 0.95%
Allianz Index Advantage + 22.50% 1.25%
Equitable SCS Premier 21.00% 1.25%
Symetra Trek Plus 21.00% 1.00%
F&G Confidence Builder 20.75%
Aspida DreamPath 20.50%
Corebridge MarketLock 20.50%
Nationwide Defender 18.00%
Securian AccumuLink Advance 17.25%
Athene® Amplify 2.0 NF 17.00%
MassMutual Ascend Index Summit 6 17.00%
Midland (Sammons) LiveWell Dynamic Annuity 16.50%
TruStage ZoneChoice Advantage 16.50%
Global Atlantic ForeStructured Growth II 16.25%
Jackson Market Link Pro 4 16.25% 1.25%
Pacific Protective Growth 16.25%
Symetra Trek Plus 16.25%
Prudential FlexGuard 2.0 16.00%
Allianz Index Advantage + NF 16.00%
Jackson Market Link Pro 4 16.00%
Equitable SCS Premier 16.00% 125.00% 1.25%
Brighthouse Shield Level Select II 6 16.00%
Lincoln Level Advantage 2 B-Share (AV DB) 15.50%
Transamerica Structured Index Advantage 15.50%
Principal Strategic Outcomes Enhanced 15.00% 0.95%
Equitable SCS Plus 21 14.00%
Principal Strategic Outcomes 13.00%
Equitable SCS Plus 21 12.50% 125.00%
Jackson Market Link Pro 4 12.00%
Brighthouse Shield Level Select II 3 11.00%

^Extra fees apply for ROP DB and lock-in election

 

 

1-Year S&P 500® 20% Buffer

Product Cap Rate Participation Rate Fee Rate
Securian AccumuLink Advance 65.00%
Athene® Amplify 2.0 15.00% 0.95%
F&G Confidence Builder 14.75%
Aspida DreamPath 14.50%
Corebridge MarketLock 14.50%
MassMutual Ascend Index Summit 6 Pro 14.00% 0.95%
Jackson Market Link Pro 4 13.75% 1.25%
Allianz Index Advantage + 13.50% 1.25%
Equitable SCS Premier 13.50% 1.25%
Nationwide Defender 12.00%
Securian AccumuLink Advance 11.75%
Athene® Amplify 2.0 NF 11.75%
MassMutual Ascend Index Summit 6 11.50%
TruStage ZoneChoice Advantage 11.25%
Global Atlantic ForeStructured Growth II 11.00%
Allianz Index Advantage + NF 11.00%
Lincoln Level Advantage 2 B-Share (AV DB) 11.00%
Principal Strategic Outcomes Enhanced 10.50% 0.95%
Jackson Market Link Pro 4 10.25%
Equitable SCS Plus 21 10.00%
Jackson Market Link Pro 4 8.50% 1.25%
Principal Strategic Outcomes 8.50%

^Extra fees apply for ROP DB and lock-in election

 

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