RILA Rate Comparison Tool

The information presented concerning other carriers' products is not intended to be a comprehensive evaluation or comparison of different products. It is intended to provide comparative information on specific aspects of similar products. Customers should examine all aspects of the annuity product and available riders that they are considering. Competitor information is current and accurate to the best of our knowledge as of date shown above. Rates obtained from individual carrier websites and subject to change.

Descriptions not furnished by the carriers listed. Contact the individual carriers with questions.

Athene Amplify 2.0 is designed to be a long-term investment product used to help provide income for retirement. It is not suitable as a short-term investment. There is a risk of substantial loss of principal and related earnings depending on the Segment Option(s) to which your client allocates their Purchase Payment. Due to negative index performance, Segment Credits may be negative after application of the Buffer Rate and your client agrees to bear the portion of loss that exceeds that rate.

Segment Options: Segment Options include Buffer Segment Options and a Fixed Segment Option, each with a Segment Term Period. Each Buffer Segment Option will also have a Reference Index, a Cap Rate, a Participation Rate, a Buffer Rate, and may be subject to a Segment Fee.

Segment Term Period: Duration over which Segment Credits are calculated.

Participation Rate: A percentage that is multiplied by a positive index change, after the application of the Cap Rate, to calculate the Segment Credit.

Cap Rate: The maximum positive index change that will be used in the calculation of Segment Credits that may be applied to a Segment Option.

Buffer Rate: A level of protection from potential market loss up to a Buffer Rate. Losses in excess of the Buffer Rate will reduce your Segment Value.

S&P 500 Index • The S&P 500^® Index (the “Index”) is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Athene Annuity and Life Company and Athene Annuity & Life Assurance Company of New York (collectively, “Athene”). S&P^®, S&P 500^®, SPX^®, US 500, The 500, iBoxx^®, iTraxx^® and CDX^® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones^® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). Athene’s products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, or their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the Index.

Registered index-linked annuities can only be marketed and sold by securities licensed financial professionals. Any discussion of this product must be preceded or accompanied by a Prospectus.

For a prospectus, visit Athene.com/Amplify2.

Athene Amplify 2.0 ICC24 RIA II (05/25), ICC24 RIA II (05/25) NF, ICC24 CS II (05/25), ICC24 CW II (05/25), ICC24 TIW II (05/25), ICC24 SCS II (05/25), ICC24 SCS II (05/25) NF, ICC24 Fixed II (05/25), ICC24 Buffer II (05/25), ICC24 Buffer II (05/25) NF, ICC24 Buffer MI II (05/25), ICC24 Buffer MI II (05/25) NF, ICC24 Buffer MSTN II (05/25), ICC24 Buffer MSTN II (05/25) NF, ICC24 Trigger II (05/25), ICC24 Trigger II (05/25) NF, ICC24 Dual Trigger II (05/25), ICC24 Dual Trigger II (05/25) NF, ICC24 Dual Direction II (05/25), ICC24 Dual Direction II (05/25) NF, ICC24 GMDB II (05/25), ICC24 GMDB II (05/25) NF, ICC24 Performance Lock II (05/25), ICC24 Interim II (05/25) or state variation RIA II (05/25), RIA II (05/25) NF, CS II (05/25), CW II (05/25), TIW II (05/25), SCS II (05/25), SCS II (05/25) NF, Fixed II (05/25), Buffer II (05/25), Buffer II (05/25) NF, Buffer MI II (05/25), Buffer MI II (05/25) NF, Buffer MSTN II (05/25), Buffer MSTN II (05/25) NF, Trigger II (05/25), Trigger II (05/25) NF, Dual Trigger II (05/25), Dual Trigger II (05/25) NF, Dual Direction II (05/25), Dual Direction II (05/25) NF, GMDB II (05/25), GMDB II (05/25) NF, Performance Lock II (05/25), Interim II (05/25) issued by Athene Annuity and Life Company, West Des Moines, IA, and distributed by its affiliate Athene Securities, LLC, West Des Moines, IA, member FINRA/SIPC, a registered broker-dealer. Product features, limitations and availability vary; see the prospectus for details. Product not available in all states.

Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Market indices may not include dividends paid on the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets.

For financial professional use only. Not to be used with the offer or sale of annuities.

Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, in all states (except New York), and in D.C. and P.R. Annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York. Group annuity contracts for New York residents and New York contract holders are issued in New York by Athene Annuity & Life Assurance Company of New York, Pearl River, NY. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Insurance products may not be available in all states. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. Please reach out to your financial professional if you have any questions about insurance products and their features. 

The term “financial professional” is not intended to imply engagement in an advisory business with compensation unrelated to sales. Financial professionals will be paid a commission on the sale of an annuity.

INVESTMENT AND INSURANCE PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

Reinsurance contracts are entered into with Athene Annuity and Life Company (61689), West Des Moines, IA; Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY; and Athene Life Re Ltd., Hamilton, Bermuda.  Not all reinsurance products or structures offered are available in all jurisdictions.  Reinsurers may not be licensed in all states.  All transactions are subject to meeting a reinsurer’s underwriting requirements.  Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds.