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RILA Rate Comparison Tool

See how buffered annuity rates compare across S&P 500® strategies from many of the top insurance carriers.

Rates current as of 8/10/2026.

6-Year S&P 500® 10% Buffer

6-Year Buffer Cap Rate Participation Rate Fee Rate
Jackson Market Link Pro 4 — 122.00% 1.25%
Principal Strategic Outcomes Enhanced — 122.00% 0.95%
Brighthouse Shield Level Select II 6 — 121.00% 1.25%
Athene® Amplify 2.0 — 120.00% 0.95%
Equitable SCS Premier — 117.00% 1.25%
Allianz Index Advantage + — 115.00% 1.25%
Securian AccumuLink Advance — 111.00% —
Aspida DreamPath — 110.00% —
Symetra Trek Plus — 110.00% 1.00%
Midland (Sammons) LiveWell Dynamic Annuity — 105.00% —
Athene® Amplify 2.0 NF — 102.00% —
Jackson Market Link Pro 4 — 102.00% —
TruStage ZoneChoice Advantage — 102.00% —
F&G Confidence Builder — 100.00% —
Nationwide Defender — 100.00% —
Lincoln Level Advantage 2 B-Share (AV DB) — 100.00% —
Corebridge MarketLock — 100.00% —
Brighthouse Shield Level Select II 6 — 100.00% —
Principal Strategic Outcomes — 100.00% —
Symetra Trek Plus — 100.00% —
Global Atlantic ForeStructured Growth II — 90.00% —
Aspida DreamPath 500.00% — —
Allianz Index Advantage + NF 400.00% — —
Equitable SCS Plus 21 300.00% — —
Transamerica Structured Index Advantage 200.00% — —
MassMutual Ascend Index Summit 6 100.00% — —
MassMutual Ascend Index Summit 6 Pro 100.00% 125.00% 0.95%
Corebridge MarketLock 80.00% 115.00% —
Equitable SCS Plus 21 80.00% 110.00% —
Prudential FlexGuard 2.0 70.00% 125.00% —
Equitable SCS Plus 21 65.00% 125.00% —

^Extra fees apply for ROP DB and lock-in election

 

 

6-Year S&P 500® 20% Buffer

Product Cap Rate Participation Rate Fee Rate
Athene® Amplify 2.0 — 115.00% 0.95%
Allianz Index Advantage + — 110.00% 1.25%
Jackson Market Link Pro 4 — 110.00% 1.25%
Principal Strategic Outcomes Enhanced — 110.00% 0.95%
Symetra Trek Plus — 105.00% 1.00%
Securian AccumuLink Advance — 100.00% —
Aspida DreamPath — 100.00% —
MassMutual Ascend Index Summit 6 Pro — 100.00% 0.95%
Global Atlantic ForeStructured Growth II — 92.00% —
Principal Strategic Outcomes — 87.00% —
F&G Confidence Builder 500.00% — —
Aspida DreamPath 300.00% — —
TruStage ZoneChoice Advantage 200.00% — —
Corebridge MarketLock 150.00% — —
Equitable SCS Premier 150.00% 110.00% 1.25%
Global Atlantic ForeStructured Growth II 120.00% — —
Athene® Amplify 2.0 NF 105.00% — —
Nationwide Defender 100.00% — —
Pacific Protective Growth 100.00% — —
Allianz Index Advantage + NF 90.00% — —
Midland (Sammons) LiveWell Dynamic Annuity 90.00% — —
Equitable SCS Plus 21 85.00% — —
Symetra Trek Plus 85.00% — —
Prudential FlexGuard 2.0 80.00% — —
MassMutual Ascend Index Summit 6 80.00% — —
Jackson Market Link Pro 4 80.00% — —
Transamerica Structured Index Advantage 80.00% — —
Lincoln Level Advantage 2 B-Share (AV DB) 70.00% — —
Prudential FlexGuard 2.0 65.00% 110.00% —
Corebridge MarketLock 65.00% 115.00% —

^Extra fees apply for ROP DB and lock-in election

 

 

1-Year S&P 500® 10% Buffer

Product Cap Rate Participation Rate Fee Rate
Securian AccumuLink Advance — 80.00% —
Global Atlantic ForeStructured Growth II — 80.00% —
Athene® Amplify 2.0 25.50% — 0.95%
Jackson Market Link Pro 4 24.50% — 1.25%
MassMutual Ascend Index Summit 6 Pro 23.25% — 0.95%
Allianz Index Advantage + 22.50% — 1.25%
Equitable SCS Premier 21.00% — 1.25%
Symetra Trek Plus 21.00% — 1.00%
F&G Confidence Builder 20.75% — —
Aspida DreamPath 20.50% — —
Corebridge MarketLock 20.50% — —
Nationwide Defender 18.00% — —
Securian AccumuLink Advance 17.25% — —
Athene® Amplify 2.0 NF 17.00% — —
MassMutual Ascend Index Summit 6 17.00% — —
Midland (Sammons) LiveWell Dynamic Annuity 16.50% — —
TruStage ZoneChoice Advantage 16.50% — —
Global Atlantic ForeStructured Growth II 16.25% — —
Jackson Market Link Pro 4 16.25% — 1.25%
Pacific Protective Growth 16.25% — —
Symetra Trek Plus 16.25% — —
Prudential FlexGuard 2.0 16.00% — —
Allianz Index Advantage + NF 16.00% — —
Jackson Market Link Pro 4 16.00% — —
Equitable SCS Premier 16.00% 125.00% 1.25%
Brighthouse Shield Level Select II 6 16.00% — —
Lincoln Level Advantage 2 B-Share (AV DB) 15.50% — —
Transamerica Structured Index Advantage 15.50% — —
Principal Strategic Outcomes Enhanced 15.00% — 0.95%
Equitable SCS Plus 21 14.00% — —
Principal Strategic Outcomes 13.00% — —
Equitable SCS Plus 21 12.50% 125.00% —
Jackson Market Link Pro 4 12.00% — —
Brighthouse Shield Level Select II 3 11.00% — —

^Extra fees apply for ROP DB and lock-in election

 

 

1-Year S&P 500® 20% Buffer

Product Cap Rate Participation Rate Fee Rate
Securian AccumuLink Advance — 65.00% —
Athene® Amplify 2.0 15.00% — 0.95%
F&G Confidence Builder 14.75% — —
Aspida DreamPath 14.50% — —
Corebridge MarketLock 14.50% — —
MassMutual Ascend Index Summit 6 Pro 14.00% — 0.95%
Jackson Market Link Pro 4 13.75% — 1.25%
Allianz Index Advantage + 13.50% — 1.25%
Equitable SCS Premier 13.50% — 1.25%
Nationwide Defender 12.00% — —
Securian AccumuLink Advance 11.75% — —
Athene® Amplify 2.0 NF 11.75% — —
MassMutual Ascend Index Summit 6 11.50% — —
TruStage ZoneChoice Advantage 11.25% — —
Global Atlantic ForeStructured Growth II 11.00% — —
Allianz Index Advantage + NF 11.00% — —
Lincoln Level Advantage 2 B-Share (AV DB) 11.00% — —
Principal Strategic Outcomes Enhanced 10.50% — 0.95%
Jackson Market Link Pro 4 10.25% — —
Equitable SCS Plus 21 10.00% — —
Jackson Market Link Pro 4 8.50% — 1.25%
Principal Strategic Outcomes 8.50% — —

^Extra fees apply for ROP DB and lock-in election

 

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