<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://www.athene.com/</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/smart-strategies</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/your-midyear-financial-checkup.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2023/athene-life-re-names-natasha-scotland-courcy-chief-executive-officer.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/pension-group-annuities</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/tal-avitzur</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/legal</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/products/fia</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/products/rila</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2023/athene-announces-fixed-income-investor-conference-call%5B2%5D.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/products/annuities-101</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
   <url>
    <loc>https://www.athene.com/products/fia/aviator</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
   <url>
    <loc>https://www.athene.com/producer/products/aviator</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
   <url>
    <loc>https://www.athene.com/cs/products/aviator/aviator-strategy-allocation-tool</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2023/athene-donates-usd100000-to-local-bermuda-charities-and-organizations-in-2022.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/about-athene/our-business</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/whats-your-more</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/graham-guess</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/6-fixed-indexed-annuity-myths-busted.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/support/glossary</loc>
    <lastmod>2026-03-11</lastmod>
    </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/do-you-know-these-3-pros-of-fias.html</loc>
    <lastmod>2026-03-11</lastmod>
     </url>
  <url>
    <loc>https://www.athene.com/our-values</loc>
    <lastmod>2026-03-11</lastmod>
     </url>
  <url>
    <loc>https://www.athene.com/privacy</loc>
    <lastmod>2026-03-11</lastmod>
     </url>
  <url>
    <loc>https://www.athene.com/products/immediate</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/our-veterans</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/internships</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/products/fixed</loc>
    <lastmod>2026-03-11</lastmod>
    </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/Categories/Business+&amp;+Transactions</loc>
    <lastmod>2026-03-11</lastmod>
     </url>
  <url>
    <loc>https://www.athene.com/careers</loc>
    <lastmod>2026-03-11</lastmod>
     </url>
  <url>
    <loc>https://www.athene.com/support/faqs</loc>
    <lastmod>2026-03-11</lastmod>
    </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/4-of-the-top-psychological-hang-ups-in-retirement-planning.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2021/seven-bermuda-students-receive-the-athene-scholarship.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/the-value-of-guaranteed-income-in-retirement.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/products/imo</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/retire-debt-free.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/jump-start-your-second-act-on-linkedin.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/cs/insurance-operations</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/will-your-retirement-money-last-as-long-as-you-do.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/privacy</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2022/seven-bermuda-college-students-receive-the-athene-scholarship.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2022/athene-donates-over-usd250000-to-local-bermuda-charities.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/products/fia/accumax</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/protecting-your-legacy.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/4-steps-every-woman-can-take-to-help-prepare-for-retirement.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/tools/sales-toolkits/</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/Categories/Financials</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2022/athene-provides-winter-clothing.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/training/webcasts</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/tools/sales-toolkits</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/athene-in-news/2023/state-street-partners-with-annexus-for-retirement-income-tdf.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/products/fia/agility</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/revamp-your-resume.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/legal</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2021/athene-earns-2022-military-friendly-and-military-friendly-spouse-employer-designations.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/what-is-a-registered-index-linked-annuity-and-how-does-it-work.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/planning-for-retirement-in-uncertain-times.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2023/athene-announces-fixed-income-investor-conference-call.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/athene-in-news/2023/for-first-time-in-decade-two-new-names-rise-to-the-top-of-annuity-sales.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/using-an-annuity-to-help-pay-for-college.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2022/athene-holding-ltd.-declares-first-quarter-2022preferred-stock-dividends.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/rethinking-risk-tolerance.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/products/fia/ascent-pro</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/importance-of-financial-literacy-in-retirement-planning.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2023/game-changer-scholars-program-accepting-applications-for-2023.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/three-retirement-options-to-consider-aside-from-a-401k.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2023/athene-holding-ltd.-declares-first-quarter-2023-preferred-stock-dividends.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/training/glossary</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/what-is-a-fixed-indexed-annuity.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/6-ways-to-improve-your-financial-literacy.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/products/ibd</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2022/bermuda-college-celebrates-grand-opening-of-athene-career-development-centre.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/4-habits-of-happy-retirees.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/athene-in-news/2023/acing-annuities-during-financial-literacy-awareness-month.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/tools/sales-toolkits/behavioral-biases-toolkit</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/products/bank</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/tools/sales-toolkits/retirement-risks-toolkit</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/commonly-overlooked-tax-savings.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/make-the-most-of-your-inheritance.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2021/great-outdoors-foundation-announces-usd1m-gift-from-the-athene-charitable-foundation.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/a-holistic-mindset-for-long-term-growth.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/products/rate-changes</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/four-costs-retirees-underestimate.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/contact</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/survive-a-stock-market-dip.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/tools/sales-toolkits/social-savvy-toolkit</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/contact-us-form</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/the-cash-factor.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/is-your-home-retirement-ready.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/where-is-your-retirement-money-safest.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2022/athene-game-changer-scholars-program-now-accepting-applications-for-2022.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/terms-of-use</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/products/fia/performance-elite</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/products/fia/protector</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/whats-your-more.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/tools/sales-toolkits/social-security-toolkit</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2022/athene-earns-2023-military-friendly-and-military-friendly-spouse-employer-awards.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/what-your-tax-return-reveals-about-your-financial-health.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/reimagining-retirement.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/encouraging-financial-literacy-to-build-client-confidence.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2022/athene-holding-ltd.-declares-second-quarter-2022preferred-stock-dividends.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/what-can-rilas-and-vas-do-for-you.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/3-ways-to-help-your-clients-get-a-financial-foothold-in-times-of-volatility.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2022/forty-iowa-students-named-athene-usa-game-changer-scholars.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/products/rila/amplify2</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/ccpa</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2022/iowa-wolves-athene-announce-read-to-achieve-commitment.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/retirement-plot-twists.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2021/athene-provides-winter-clothing-to-every-child-at-four-des-moines-public-schools-during-annual-coats--boot-event.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/athene-in-news/2023/annuities-have-never-been-more-attractive-athene-exec-says.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/athene-in-news</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/how-fixed-indexed-annuities-protect-clients-against-downside-risk.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/understanding-market-fluctuations-can-help-you-protect-your-savings.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/tools/sales-toolkits/discover-your-clients-more-toolkit</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/products/fia/accumulator</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2022/iowa-wolves-athene-announce-read-to-achieve-program.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/athene-in-news/2023/apollo-opportunity-foundation-commits-nearly-usd3m-in-employee-directed-grants-to-11-nonprofits-working-to-advance-economic-prosperity.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/products/accumulator</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/products/accumax7</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2019/athene-usa-champions-financial-empowerment-at-bisa-2019-convention.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/products/amplify2</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/add-good-health-to-your-retirement-plan.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/take-emotions-out-of-retirement-planning.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2019/am-best-assigns-credit-ratings-to-athene-co-invest-reinsurance-affiliate-international-ltd-and-athene-life-re-international-ltd.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/preparing-for-the-cost-of-health-care-in-retirement.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/married-know-your-social-security-benefits-and-options.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/retirement-income-match-game.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/products/accumax</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/connecting-with-clients-emotions-in-uncertain-times.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/5-ways-to-cut-your-retirement-costs.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/overconfidence-a-help-or-hindrance.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/countdown-to-retirement.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
    <url>
    <loc>https://www.athene.com/news/annuities-news/2020/athene-earns-2021-military-friendly-and-military-friendly-spouse-employer-designations.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/give-yourself-a-year-end-financial-checkup.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/counting-on-social-security.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/cs/amplify2nf-calculator</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/five-new-technology-trends-in-financial-services.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/signup</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/social-security-benefits-and-options-available-to-married-clients.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/ps/annuity-puzzle-whitepaper</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
   <url>
    <loc>https://www.athene.com/signup</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/harness-the-power-of-your-smartphone.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/products/performance-elite</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2020/athene-partners-with-des-moines-public-schools-to-provide-coats-and-boots-to-children-despite-covid-challenges.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2020/athene-to-participate-in-2020-barclays-global-financial-services-virtual-conference-live-webcast-available%5B2%5D.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/plan-for-happiness.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/test-drive-your-retirement.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/annuities</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/3-ways-to-protect-yourself-against-financial-abuse.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/do-you-know-what-affects-your-social-security-benefit-amount.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/four-financial-tips-for-the-sandwich-generation.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
    <url>
    <loc>https://www.athene.com/producer/insights/recalibrating-risk-tolerance.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/help-ease-client-financial-concerns-with-meaningful-conversations.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2020/athene-holding-ltd.-appoints-lynn-swann-to-board-of-directors%5B2%5D.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2020/athene-holding-ltd.-reports-second-quarter-2020-results%5B2%5D.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/seven-best-apps-for-grown-ups.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2020/athene-holding-ltd.-to-announce-third-quarter-2020-financial-results-and-host-conference-call-on-november-3-2020%5B2%5D.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/making-new-years-resolutions-stick.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2020/athene-to-participate-in-goldman-sachs-2020-us-financial-services-virtual-conference-live-webcast-available%5B2%5D.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/reduce-your-monthly-expenses-in-retirement-starting-today.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/help-clients-unravel-their-great-unretirement.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/conversation-clues-that-can-lead-to-more-annuity-opportunities.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/products/ascent-pro</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/how-to-help-manage-a-loss-of-income.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/three-ways-to-strengthen-your-marriage-before-retirement.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/help-your-children-get-the-most-of-their-first-post-college-job.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/save-big-on-summer-home-expenses.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/insights/financial-literacy-for-your-clients-in-their-40s-and-50s.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/grandparents-are-helping-pay-for-college.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/news/athene-in-news/2023/new-perspectives-on-longevity.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/divorced-what-you-need-to-know-about-your-social-security-options.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/power-up-and-connect-with-your-grandkids.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
   <url>
    <loc>https://www.athene.com/smart-strategies/your-retirement-checklist.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/help-clients-picture-the-future-now-for-a-better-retirement-later.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/cs/amplify2-calculator</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/is-a-retirement-community-right-for-you.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/signing-up-for-medicare-what-you-need-to-know.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/smart-ways-to-use-your-bonus.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/make-the-most-of-your-cost-of-living-adjustment.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/tools/social-security-calculator</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/get-more-from-your-marriage.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2020/athene-announces-fixed-annuity-reinsurance-transaction-with-jackson-national-life-insurance-company%5B2%5D.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2021/fitch-affirms-athenes-ratings-outlook-revised-to-stable%5B2%5D.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/consumer-behavior</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2020/the-coalition-for-the-protection-of-children-receives-usd30000-donation-from-athene-life-re-to-support-program-operations.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2021/construction-begins-on-state-of-the-art-career-development-centre-at-bermuda-college.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2020/athene-announces-2020-scholarship-recipients-at-bermuda-college-recognizes-first-three-graduates-of-2019-program.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/required-minimum-distributions.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/5-retirement-mistakes-to-avoid.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/products/protector</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/insights/understand-the-factors-that-influence-social-security-benefit-amounts.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/behaviors-that-can-create-roadblocks-to-smart-financial-choices.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/suddenly-retired.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/get-your-tax-refund-fast.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/sneaky-expenses-that-can-wreck-your-budget.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/when-clients-count-on-social-security.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/products/agility</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/products/ascent-pro-bonus</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/athene-in-news/2023/the-finance-of-longevity.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/why-waiting-to-take-social-security-benefits-can-pay-off-for-clients.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/market-trends</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/big-changes-big-savings.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2021/game-changer-scholars.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/about-athene/corporate-social-responsibility</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/men-vs.-women-in-retirement.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/products/maxrate</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2020/athene-prices-500-million-investment-grade-notes-offering.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/pay-off-your-mortgage-before-retirement.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/athene-in-news/2023/athene-coo-sees-non-variable-annuity-sales-boom-continuing.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/revisiting-your-retirement-plans.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/social-security</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/gray-divorce-and-retirement-plans.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/many-women-are-rethinking-their-retirement-style.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/retirement-resolutions.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/athene-in-news/2023/athene-just-rocketed-into-the-top-three-for-u.s.-annuity-sales.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/what-divorced-clients-need-to-know-about-social-security-options.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
    <url>
    <loc>https://www.athene.com/producer/insights/practice-management</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2022/leaseplan-usa-and-wheels-donlen-complete-combination-to-create-corporate-mobility-solutions-leader%5B2%5D.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/athene-in-news/2023/des-moines-students-get-warm-winter-gear-thanks-to-athene.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/address-your-clients-biggest-source-of-stress.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2020/athene-holding-ltd.-to-announce-second-quarter-2020-financial-results-and-host-conference-call-on-august-5-2020%5B2%5D.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/the-annuity-puzzle-reframing-concerns-into-opportunities.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/taxes</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/look-to-history-to-help-clients-gain-a-holistic-view-of-retirement-planning.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/play-catch-up-even-if-you-dont-need-to.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/help-clients-understand-market-fluctuations.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/four-common-retirement-myths-busted.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2019/athene-wins-three-awards-at-the-2019-srp-awards.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/how-to-avoid-caregiver-burnout.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/5-important-social-security-issues-for-women.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/estate-planning-101.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/retirement-planning</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/4-questions-everyone-should-ask-before-retirement.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/products/myg</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/5-tips-for-saving-on-health-care-costs.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/behaviors-that-can-create-roadblocks-to-smart-financial-choices.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/helping-your-community-and-your-business.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/men-women-and-retirement-planning-the-difference-makes-all-the-difference.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/helping-baby-boomers-with-changing-retirement-needs.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/help-clients-meet-their-changing-retirement-needs.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/seo-tips-to-help-drive-traffic-to-your-website.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/insights/indexed-annuities-key-terms.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/making-sense-of-the-rila-revolution.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/smart-strategies/what-is-a-registered-index-linked-annuity-and-how-does-it-work.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2019/athene-and-annexus-announce-expanded-annuity-lineup.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/insights/the-rise-of-computerized-trading.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/insights/gray-divorce-strategies-to-help-over-age-50-clients-navigate-the-transition.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/insights/indices</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/are-your-clients-finances-ready-for-a-longer-life.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/help-your-clients-overcome-behavioral-biases-about-annuities.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/a-steady-retirement-paycheck-to-withstand-any-market-conditions.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/5-ways-to-create-an-attention-grabbing-website.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/generation-x-understanding-a-new-generation-of-clients.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/5-common-questions-clients-have-about-fixed-indexed-annuities.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/helping-a-graying-america-avoid-a-retirement-crisis.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/financial-literacy-for-your-clients-in-their-60s-and-70s.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/now-is-the-time-to-recruit-younger-financial-professionals.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/what-the-great-resignation-means-for-your-clients-and-your-practice.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/certainty-in-the-decade-of-discontent.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/managing-volatility-for-more-predictable-performance.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/how-fixed-indexed-annuities-can-help-provide-certainty-for-retirees.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/insights/a-mid-year-review-checklist-helps-connect-with-clients.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
   <url>
    <loc>https://www.athene.com/producer/insights/ride-the-rila-wave.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/insights/how-to-recruit-and-retain-top-talent-for-your-practice.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/insights/4-key-factors-driving-retirement-happiness.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/indexed-annuities-faq.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/start-a-helpful-conversation-about-social-security.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/how-do-indexed-annuities-work.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/financial-literacy-for-your-clients-in-their-20s-and-30s.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/podcast-the-case-for-annuities-in-an-age-of-rising-life-expectancy.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/how-to-help-your-clients-catch-up.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/prospecting-leads-on-linkedin.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/5-essential-tactics-to-build-your-social-media-brand.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/insights/the-importance-of-education-about-fixed-indexed-annuities.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/insights/10-ways-to-be-a-reliable-resource-to-women.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/insights/comparing-rilas-and-vas.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/5-tips-to-connect-with-gen-x.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/mad-5-index-video.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/insights/keep-your-goals-on-track-with-a-year-end-checklist.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/insights/where-annuities-fit-into-modern-financial-strategies-for-retiring-better.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/how-fixed-indexed-annuities-are-uniquely-designed-for-todays-retirement-challenges.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/talking-to-your-clients-about-a-career-change.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/overcome-objections-to-find-opportunities.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/how-fixed-indexed-annuities-can-help-take-the-sting-out-of-health-care-costs.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/three-insurtech-trends-to-watch.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/the-role-of-annuities-in-estate-planning.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/insights/what-are-fixed-indexed-annuities.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/tax-tips-for-married-couples.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/travel-plays-an-important-role-in-retirement-planning.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/insights/how-to-engage-your-clients-next-generations.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/news/annuities-news/2020/athene-enhances-its-fixed-indexed-annuity-lineup.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/ps/amplify2/rate-comparison</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/social-security-basics-clients-frequently-asked-questions.html</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/producer/insights/helping-women-secure-their-own-financial-futures.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/producer/insights/meeting-clients-needs-for-security-and-growth.html</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/scholarship</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/scholarship</loc>
    <lastmod>2026-03-11</lastmod>
  </url>
  <url>
    <loc>https://www.athene.com/bermuda</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/bermuda/overview</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/bermuda/solutions</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/bermuda/financials</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/bermuda/management</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/bermuda/key-facts</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/bermuda/contact-us</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/bermuda/privacy</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
  <url>
    <loc>https://www.athene.com/bermuda/legal</loc>
    <lastmod>2026-03-11</lastmod>
   </url>
</urlset>